What does MIG stand for in insurance?

The Minor Injury Guideline (MIG) is part of the Statutory Accident Benefits Schedule (SABS) and is in place to guide how accident victims are covered for goods and services by their insurers if their injuries fall within the definitions in the MIG.

What is MIG block?

Treatment under the Minor Injury Guideline typically lasts 12 weeks after the initial visit and is delivered in three consecutive blocks. Each MIG block lasts four weeks and has a set billing value that includes the treatments proposed by the health care practitioner.

What is minor injury guideline in Ontario?

The Minor Injury Guideline (MIG) provides a framework for the treatment and benefits of motor vehicle accident victims who sustain “minor injuries.” While the insurance industry may use the MIG to help curb their payouts and overall costs, accident victims might wind up getting the short end of the stick.

What is the MIG Ontario?

The Minor Injury Guideline (MIG) is a policy under Ontario’s Statutory Accident Benefits Schedule (SABS), which is a piece of legislation that sets out the rights, responsibilities and rules for insurance companies and insured persons in dealing with auto insurance claims.

What is ocf23?

The OCF-23 is the form used by a Facility and/or associated Provider to inform an Insurer that treatment for an injured person will commence within the Minor Injury Guideline (MIG).

Is a concussion in the MIG?

It is generally acknowledged that the Minor Injury Guideline (MIG) does not extend to traumatic brain Injuries (TBIs), regardless of the degree of initial severity. Any brain injury from mild to severe is equally outside the ambit of the MIG.

What are considered minor injuries?

Minor injuries happen to us all the time, and they include: Scrapes. Cuts. Bruises….Minor Injuries: Additional Resources

• Animal bites.
• Ankle pain.
• Ankle sprains.
• Back pain – when you see the doctor.
• Broken bone.
• Broken or knocked out tooth.
• Bruise.
• Burns.

How do I submit OCF 23?

Remember: All OCF-23s must be submitted via HCAI. Insurers and Independent Adjusters cannot receive the OCF-23 via fax or mail. Select the insurance company to whom this form will be sent. Use the drop-down list and select from the available companies.

What are 3 minor injuries?

Minor Injuries

• Scrapes.
• Cuts.
• Bruises.
• Sprains and Strains.

What is an OCF 24?

The OCF-24 form is used to capture information about minor injuries sustained in a vehicle accident.

What is an OCF 23?